Care Ncb Super With Care Shield - Comprehensive Health Coverage From 5 Lakhs To 75 Lakhs | Unlimited Access To Advanced Treatments, No Claim Bonus Protection, Annual Health Checkups, And Maternity Coverage

CARE NCB SUPER WITH CARE SHIELD
1. Sum Insure from 5 Lakhs to 75 Lakhs.
2. No higher entry age .
3. No diseases base capping.
4. 100% auto recharge of suminsure.
5. Maximum 150% no claim bonus .
6. Annual health checkup once in a policy year to all members in the policy irrespective of claim status .
7. P.E.D. waiting period is 4 years , however one may opt for reduction in P.E.D. waiting Upton 2 years by paying some extra amount of premium for next 4 years only .
8. Co payment of 20 % will be applicable for those who are entering in the plan at an age of 61 years or above.
How ever waver of co payment option is also available.
9. No pre policy medical checkup up to the age of 65 Years if person does not have any medical history .
10. 100 % Covers treatment cost through Advance technologicaleg. Oral Chemotherapy, Robotics surgery, intra vascular infections in eyes, stemcell therapy etc.
11. CARE SHIELD:
A) Claim shield- converts non payable expenses in to payable.
B) No claim bonus Shield- if total claim amount in any given year is less than 25% of base sum insure then NCB will not be affected.
C) Additional annual increment in the sum insure equivalent to CPI influarion rate ,through the policy tenure .
12. Covers of Alternative treatment A YUSH as per sum insure.
13. Covers of 541 ailments under Day care procedures.
14. Care anywhere for 12 listed critical illnesses under sum insure range from 50 Laks to 75 Lakhs.
15. Coves Meternity after 24 monts of waiting under sum insure range 50 Lakhs to 75 Lakhs.