Banking Industry In India : Reforms, Regulations And Services Quality Book

Due to our in-depth knowledge and years of experience of this sector, we are involved in supplying, exporting and manufacturing of Banking Industry in India : Reforms, Regulations and Services Quality Book in Delhi, India. The banking industry all over the world has undergone transformation since the early 1980s under the impact of deregulation, advances in information technology and globalization. Although these developments have made institutions more efficient by lowering transaction costs, they have also challenged the traditional regulatory arrangements based on institutions. Prior to reforms initiated in 1991, the banking sector in India suffered from lack of competition, low capital base, inefficiency and high intermediation costs. Ever since the bank nationalization of 1969, the banking sector had been dominated by the public sector along with a high degree of financial repression characterised by administered interest rates. This book gives a vivid account of the evolution of the banking sector in India during the post-Independence period, with focus on financial reforms initiated in 1991. The various dimensions of banking industry covered in the book include, inter alia: (a) ownership and governance of banks, (b) regulation and supervision of banks, (c) credit allocation policies, (d) customer services, and (e) internet banking.