

| Name of REs | Link of website of REs | Amount of Loan | Tenure of Loan | Annual Percentage Rate (APR) | Eligibility for Loan | Processing Fees | Key Terms | Link to KFS (Each REs respectively) Please refer to the attached Annexure for the format of KFS |
|---|---|---|---|---|---|---|---|---|
| Arthmate Financing India Private Limited | arthmate.com | 8 Lac | 36 Month | 26% |
-Cibil more than 675 -Business vintage 2 Years -Residence or office either owned -No 30+ DPD in latest 6 months. -No 60+ DPD in latest 12 months. |
3.5% |
-24-48 hours disbursal -Minimum documentation required |
https://www.arthmate.com/helpTopic |
| Mintifi Finserve Private Limited | mintifi.com | Subscirption fee finance 80 k | 10 Months | 22% |
- Musr be a Shop - Cibil more than 650 - No DPD in last 30 days - Must be a Tradeindia’s Customer |
2% |
-No cost EMI - short term tenure availability - Amount starting from 30k |
https://www.mintifi.com/terms_and_conditions |
| Business Loan 7 lakhs | 24 Months | 24% |
- Cibil more than 700 - Business Vintage 2 Years |
2% | ||||
| Business Loan 7 lakhs | 24 Months | 24% |
- 1 Year Banking - ABB 10k |
-Less ROI - Leass PF |
Disclosure under RBI Guidelines on Default Loss Guarantee (DLG) in Digital Lending as required under Clause 11 of RBI Circular No. RBI/2023-24/41 dated June 08,2023
| Name of REs | Business Segment (Loans) | Portfolio Count (All loan issued by RE) | Portfolio Value | DLG Offered |
|---|---|---|---|---|
| Arthmate Financing India Private Limited | Business Loan | 173 | 10.63 cr. | 100% of the Portfolio value |
| Mintifi Finserve Private Limited | Subscription Loan | 1036 | 12 cr. | 100% of the Portfolio value |
| Mintifi Finserve Private Limited | Business Loan | 8 | 21.68 Lac | 100% of the Portfolio value |
TradeIndia Lending is a service from Tradeindia.com, India’s largest B2B marketplace. The company assists MSMEs and SMEs in obtaining collateral-free business loans. The entire process that companies follow for acquiring loans is super-fast and the amount gets quickly disbursed in accounts. We have partnered with financial support service providers to help provide loans at highly reasonable interest rates with flexible repayment plans.